Out-of-Pocket Healthcare System

Google defines Healthcare system as an organized provision of medical care to individuals or a community.The personnel working in this field are famously known as healthcare professionals. It is an institute working towards the preservation and enhancement of health through the prevention, diagnosis,and treatment of various diseases. The department also works towards curing illness, injuries and many other mental as well as physical deficiencies occurring in a human body. Many doctors and professional become part of these programs, be it Physicians, Dentists, Nurses, Optometry, audiology, Pharmacy, Medicinal professionals, Midwives and many others. The system provides primary healthcare, secondary healthcare, and tertiary healthcare, with theaddition of public health, a very upscale forum.

Admittance to healthcare services varies across countries, communities, and individuals, it is an influenced system dependent on social and economic conditions as well as the health policies.


It is being observed all over the world that healthcare system is becoming expensive day by day. Its cost is skyrocketing and becoming very worrisome for people with medium to low wages. Health insurance costs arejumping up to double the amount in 31 states by the year 2017. The average increase was an astonishing 25% and very troublesome for middle-class citizens.

Whether it is a private institute or a publically owned hospital, the prices are touching the skies. This dilemma is very problematic for a lot of individuals due to its high cost and unaffordability.The health insurance companies are having a field day with this ever-increasing rate. Monthly cost is adequate enough but collectively, the institute is bankrupting a lot of families.

The cost has been increasing for almost a decades, but over the last fifteen years, they have plummeted. According to the Kaiser Family Foundation, average subtraction for an employee from his healthcare plan rose 63% from 2001 to 2006, 31% between 2006 and 2011 and 20% between 2011 and 2016.When compared with an average 10% inflation rate in the same time frame, one can clearly see the significant cost rise.

For a person to spend money medicinal help on an individual basis is an astounding amount. But with new health insurance companies giving amazing plans for healthcare, there will come a time that bearing bills individually will be almost impossible. But theroot of the problem still going unnoticed is when these insurances also become so out of bound, that their purchase will need an insurance of its own.

Such is the level of problem that the medical professionals have started working individually to provide services in an affordable price range. Many have taken the technological route and started consultancy sessions through mobile applications.

Let’s hope the government finds some solid solutions to eradicate this problem and makes going to a doctor an easy process.

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